© All rights reserved. 2010 Business & Healthcare Strategies Inc. Employee Benefits Services & Consulting 

  • Benefits Cost, Claim data & Plan Analysis/Risk Assessment
  • Customized Health Plan & Benefits Design
  • Healthcare Reform Benefits Consulting & Guidance including MN Exchange Subsidy Calculation & Comparative Analysis.
  • Healthcare Reform "Pay or Play" analysis & reports 
  • Short & Long Term Benefits planning, 1-3 years
  • Benefits Implementation 
  • Simplified Online Employee Benefits- Enrollment, Forms 
  • Tax Reduction Strategies/Implementation 
  • HR Benefits Administration Consulting & Support
  • Benefits & Healthcare Reform Compliance Education & Guidance 
  • Benefit statements
  • Third Party Benefits Administration 
  • Cobra Administration 
  • Flex Administration
  • Employee Benefits Education 
  • Healthcare Consumer Cost Reduction Education & Advocacy
  • Benefits Compliance Review- inc Employee/ Employer Handbook
  • Healthcare Claims Cost Reduction & Management
  • Employee Wellness & Work site Safety Education, Tools & Programs 
  • Insurance Claims Audit
  • Dependent Eligibility Review 
  • Life Insurance Analysis, planning & implementation
  • Retirement/Pension & Other-Analysis /consult/ planning/Implementation
  • Owner/Executive/Employee Financial Planning
  • Business Liability coverage consult/appraisal/Implementation
  • Payroll administrators 


  • Employee Health & Welfare Insurance plans

  • Defined Contribution plans

  • Fully Insured & Partially Self Funded

  • Tax Favored plans & Administration

  • Employee Assistance Programs (EAP)

  • Owner, Buy/Sell, Key Executive & Individual/family Life Insurance 

  • Disability-  Long Term, Short Term

  • Voluntary & Employer Sponsored dental plans

  • Voluntary & Employer Sponsored Supplemental Coverage

  • Retirement, 401K, Pension, Other 

  • Business Exit Strategy analysis & services

  • Medical & Short Term Medical plans for  
          Individual/family/Sole Proprietor

  • International Medical/Travel Insurance

  • Business Liability/Property Casualty 

  • Workman's Compensation 

  • Identity Theft protection 
          Corporate, Employee & Individual 

  • Pet insurance

The strategies & services we provide include a Focus on Education, which according to industry research & experience, 
is KEY to Reduced Costs, the Success of your Benefits Package, and Employee Satisfaction.
Employee Benefits Services & Consulting 
As a part of our strategic process, BHS provides you with the services and benefits that are a custom fit for your company; help to promote the success of your short & long term goals, and deliver exceptional value.
Services & Benefits are provided by BHS and a Vast Pool of Strategic Affiliates, Specialists, & Insurance Carriers.

Services & Benefits for businesses, families and individuals would include and are not limited to:
Providing employees with the ability to manage financial risk related to a life event including catastrophic medical, disability, unplanned early retirement, or death, is a valuable strategy in drawing and retaining quality employees.
Services & Benefit Plans

BHS is licensed to provide products with all Major Insurance carriers.